CPA

CPA & TAX PREP SBA 7(a) LOANS

Your expertise is vital for your clients’ financial decisions, and you deserve a reliable partner for your own practice. The SBA 7(a) loan program, backed by the government, is designed to help you maintain financial stability and drive growth. Whether you’re looking to hire new staff, purchase equipment, or renovate your practice, the SBA 7(a) loan is a top financing choice for CPAs and Tax Professionals due to its flexibility and accessibility.

Longer Repayment Terms

Repayment terms for SBA 7(a) loans are flexible, ranging up to 10 years for general business needs and up to 25 years for real estate. You can prepay loans under 15 years without penalties. For longer loans, a prepayment penalty applies for paying off more than 25% in the first three years: 5% in the first year, 3% in the second, and 1% in the third. After this period, you’re free to repay without penalties, offering greater control.

Competitive Interest Rates

Save on financing with the competitive interest rates of SBA 7(a) loans. Thanks to a government-backed guarantee, we can deliver more affordable rates than typical business lenders.

Lower Down Payments

The government guaranty also enables small business owners to secure financing with lower down payments compared to traditional business loans, typically up to 20% of the total project cost but in some cases as low as 0%.

Flexible Use of Funds

The SBA 7(a) loan program is widely regarded as a top choice for small businesses due to its unmatched flexibility. Unlike many traditional loans that impose strict limitations, 7(a) loans empower businesses to meet a variety of financial needs, making them versatile for nearly any business purpose or stage of growth.



What Can SBA 7(a) Do for Your CPA Practice?

Our flexible financing solutions allow you to invest in the most critical aspects of your practice, whether it's one specific area or several at once:


Business Expansion

Whether you're opening a new location, hiring additional staff, or updating your current office, our loans give you the capital to grow your business.

Equipment & Technology

Invest in cutting-edge technology and advanced software solutions to enhance your CPA firm's services and improve client satisfaction.

Real Estate Investments

Purchase, build, or refinance your office to give your business a solid foundation for growth and success.

Working Capital

Ensure smooth day-to-day operations by covering essential expenses like payroll, office supplies & technology, and marketing.

Debt Refinancing

Simplify your financial management by consolidating multiple loans into one, often with better terms.

Solutions for Every Stage of Your CPA Practice

Our SBA 7(a) loans are designed to support CPA & Tax Preparation owners throughout their careers, whether you’re just getting started, expanding your business, or preparing for retirement.