GasStation

GAS STATION SBA 7(a) LOANS

As the demand for fuel and convenience continues to grow, securing the right financing becomes essential for your success. The SBA 7(a) loan is a top financing choice for gas stations due to its flexibility and accessibility. Whether you’re looking to expand your services, upgrade your facilities, or invest in new technology, this program provides essential benefits tailored to support your business.

Longer Repayment Terms

Repayment terms for SBA 7(a) loans are flexible, ranging up to 10 years for general business needs and up to 25 years for real estate. You can prepay loans under 15 years without penalties. For longer loans, a prepayment penalty applies for paying off more than 25% in the first three years: 5% in the first year, 3% in the second, and 1% in the third. After this period, you’re free to repay without penalties, offering greater control.

Competitive Interest Rates

Take advantage of the competitive interest rates offered by SBA 7(a) loans to reduce your financing costs and maximize your profitability. The government partially guarantees these loans, reducing our risk and allowing us to offer you better interest rates.

Lower Down Payments

The government guaranty also enables small business owners to secure financing with lower down payments compared to traditional business loans, typically up to 20% of the total project cost but in some cases as low as 0%.

Flexible Use of Funds

The SBA 7(a) loan program is widely regarded as a top choice for small businesses due to its unmatched flexibility. Unlike many traditional loans that impose strict limitations, 7(a) loans empower businesses to meet a variety of financial needs, making them versatile for nearly any business purpose or stage of growth.



What Can SBA 7(a) Do for Your Gas Station?

Our flexible financing solutions allow you to invest in the most critical aspects of your business, whether it's one specific area or several at once:


Business Expansion

Whether you’re expanding your fueling station, adding convenience store offerings, or opening a new location, our loans provide the capital you need to successfully grow your business.

Equipment & Technology

Invest in state-of-the-art equipment and innovative technology to enhance your gas station's services and improve customer satisfaction.

Real Estate Investments

Purchase, build, or refinance your gas station to give your business a solid foundation for growth and success.

Working Capital

Ensure smooth day-to-day operations by covering essential expenses like payroll, equipment, and marketing.

Debt Refinancing

Simplify your financial management by consolidating multiple loans into one, often with better terms.

Solutions for Every Stage of Your Gas Station

Our SBA 7(a) loans are designed to support gas station owners throughout their careers, whether you’re just getting started, expanding your business, or preparing for retirement.