Landscaping Loans

LANDSCAPING SBA 7(a) LOANS

Overcome Your Landscaping Business Challenges with an SBA 7(a) Loan

Running a landscaping business comes with unique financial hurdles, from managing seasonal cash flow fluctuations to investing in equipment and expanding your services. The SBA 7(a) loan program offers flexible, cost-effective financing to help you tackle these challenges head-on and set your business up for long-term success.

Longer Repayment Terms

SBA 7(a) loans offer repayment periods up to 10 years for business needs like working capital or equipment and up to 25 years for real estate. Loans with terms shorter than 15 years allow penalty-free early repayment. For terms over 15 years, prepayment penalties apply in the first three years: 5% in year one, 3% in year two, and 1% in year three. After this period, you can repay in full without penalties, offering financial flexibility.

Competitive Interest Rates

Save on financing with the competitive interest rates of SBA 7(a) loans. Thanks to a government-backed guarantee, we can deliver more affordable rates than typical business lenders.

Lower Down Payments

The government guaranty also enables small business owners to secure financing with lower down payments compared to traditional business loans, typically up to 20% of the total project cost but in some cases as low as 0%.

Flexible Use of Funds

The SBA 7(a) loan program is widely regarded as a top choice for small businesses due to its unmatched flexibility. Unlike many traditional loans that impose strict limitations, 7(a) loans empower businesses to meet a variety of financial needs, making them versatile for nearly any business purpose or stage of growth.



What Can SBA 7(a) Do For Your Landscaping Business?

Our flexible loan solutions empower landscaping businesses to address their most pressing financial needs. Whether you're launching a new venture, expanding your services, or managing daily operations, we provide the support you need to thrive.


Business Expansion

Whether you’re expanding your service range, hiring additional landscapers, or enhancing your existing facilities, our loans equip you with the capital to grow your landscaping business.

Tools & Equipment

Invest in essential landscaping tools, vehicles, and cutting-edge technology to stay competitive and improve efficiency in your operations.

Real Estate

Purchase or refinance commercial properties to establish a solid foundation for your business, or construct the ideal storage facility or office space.

Working Capital

Navigate the seasonal cash flow challenges of the landscaping industry by ensuring smooth daily operations. Cover essential costs like payroll, materials, and transportation for your projects - even during off-peak months.

Debt Refinancing

Consolidate multiple loans into one manageable payment, often with better terms, saving you time and money.

Solutions for Every Stage of Your Landscaping Career

Whether you're just starting your landscaping business, expanding your services, or planning for the future, our SBA 7(a) loans offer the flexibility and capital to support you at any stage.